Five filled black stars in a row, representing a 5-star rating.

Robert & Denise K.

This is the best debt-reduction system we have ever seen. We reduced our mortgage payoff date from 27.5 yrs to 8.3 yrs.! Since we are almost 50 yrs old, it makes retirement look a lot more attractive

Joe L

Best program for interest cancelation I have ever seen!


Liz Nguyen

It was serendipity how James and I met. We met each other through a mutual friend who I haven’t seen in years. She thought we would connect well.


After meeting him, I learned he was helping hundreds of people be financially equipped with a system to pay off debt faster! To be our own bank! To use debt smart! Since then James has helped me save thousands! Being a single mom isn’t easy. And we kind of get left to do everything by ourself.


But thanks to James, I finally have a helping hand. Thank you James! My kids and I thank you!

Frank Baumgartner

Thank you James for saving over $124,000 in interest on my mortgage and 16 yrs off the time it would have taken me following the banks plan.

Yolanda Larkin LMT

It is with humor and knowledge that James conducts both business and life in general. It is an honor to know him and to work with him.


James is trustworthy, loyal, honest, educated, and humble.


It is with confidence that I can say James is exceptional at customer service and truly listens to hear and not just respond.


You'd be on the right path if you chose to change your financial goals today with James - he knows the way!

Carrie T

i cannot tell you how excited I am heading toward paying off our mortgage and our 2nd mortgage in less than 5 years. Light at the end of the tunnel! Thank you for such a wonderful program!!

Victoria C.

As a single woman, I look foward to the savings I will receive from my program. Best of all, to the peace of mind of facing retirement age without a mortgage payment!

Robert & Denise K.

This is the best debt-reduction system we have ever seen. We reduced our mortgage payoff date from 27.5 yrs to 8.3 yrs.! Since we are almost 50 yrs old, it makes retirement look a lot more attractive

Joe L

Best program for interest cancelation I have ever seen!