The Financial Minimalist Journal

October 24, 2025
Real change doesn’t start with outrage — it starts with ownership. We hear it everywhere: “Someone should do something about this.” The economy. The government. The cost of living. The system. The banks. But what most people really mean is, “Someone else should fix this, so I don’t have to change anything.” We want better outcomes without different inputs. We want transformation without effort. We want results without rhythm. “Everyone wants the world to change. Few want to change their world.”







