Because generosity isn’t about how much you have — it’s about how you live.

Most people believe generosity starts when they finally have “enough.” Enough savings. Enough income. Enough peace.

But “enough” is a moving target.

When you live by that rule, you’re always one raise or one windfall away from being generous — and it never arrives.

True generosity begins with obedience — not to religion, but to principle. It’s about acting on your values, even when it’s inconvenient.



“Obedience builds the habit. Surplus only magnifies it.”

The truth is, the world doesn’t want you to live intentionally — it wants you to live impulsively. Tap-to-pay, “buy now” buttons, and mobile rewards apps all exist to remove the feeling of spending.

There’s no pause, no friction, no awareness. That’s how $9 coffees, quick drive-thru runs, and impulse buys quietly become financial habits.

What used to be a monthly treat becomes a daily default. And by the time you realize it, the system has already won.

“The easier it is to spend, the harder it becomes to live with intention.”

Listening to how most people talk about money reminds me of driving with a fogged-up windshield — pressing harder on the gas but unable to see where you’re going. That’s how many of us live financially.

We press harder, earn more, spend faster, but never stop to clear the glass.

We think more is the answer — more income, more things, more options. But the truth is, speed without clarity just gets you lost faster.

And when you drive with a fogged-up windshield, you’re much more likely to cause yourself even more problems. “You don’t need more speed — you need a clearer view.”

Generosity isn’t limited to writing a check or dropping money in a plate.

It’s a reflection of your values and priorities — and it looks different for everyone.

Maybe for you, generosity means:

• Paying for your grandkids’ college so they can start life without debt.
• Helping your aging parents with their medical bills.
• Supporting a local Tacoma small business by choosing to shop local instead of
• online.
• Sponsoring a youth sports team, community fundraiser, or school music program.
• Donating supplies to the Tacoma Rescue Mission or volunteering your time there.
• Covering a single mom’s grocery bill at checkout.
• Or simply teaching your children to handle money with purpose — that’s generosity too.

“Generosity isn’t measured by the size of the gift, but by the intent behind it.”

It’s not about what you give — it’s about why you give.

And obedience is what keeps that “why” clear.

You don’t have to be part of a church to live generously.

Generosity is about alignment — about being a good steward of what you already have. Most people are passionate about something — kids, community, animals, the

environment — but they wait until they “have more” to make a difference. And while they wait, the habit of action fades.

We often say, “Someone should do something about that.”

But what we really mean is, “Someone else should.”

We want problems fixed, as long as someone else does the fixing.

“Generosity isn’t waiting for someone else to act. It’s deciding that you’re part

of the solution.”

Obedience means stepping in — even when it’s inconvenient, even when it’s

uncomfortable — because it’s the right thing to do.

Generosity thrives in structure, not chaos. When your money is disorganized, everything feels urgent — bills, debts, expenses — and giving feels impossible.

The Financial Minimalist Plan helps families across Tacoma realign how their money moves, so every dollar has purpose. It doesn’t require sacrifice — it restores order.

When your money follows structure:

• Giving becomes intentional, not impulsive.
• Spending becomes conscious, not chaotic.
• And generosity feels peaceful, not pressured.

“You don’t need more income. You need better circulation.”

Whether faith drives you or not, stewardship still matters.

It’s about managing what you’ve been given — not waiting for more to arrive.

Faith teaches trust.

Discipline builds structure.

Obedience ties them together.

When your time, money, and values align, generosity becomes effortless — because it’s part of your rhythm, not an afterthought.

“Stewardship isn’t about what you have — it’s about how you handle what you’ve been given.”

• Generosity begins with obedience, not surplus.
• The world profits by reshaping your behavior.
• Structure creates room for generosity.
• Removing noise brings clarity.
• “More” isn’t the solution — structure and simplicity are.

The world teaches indulgence and calls it normal.

It rewards impulse and punishes reflection.

But obedience — the discipline to live by your values — creates space for peace, generosity, and purpose. When you stop waiting for more, you start using what you already have to make a difference.

That’s the Financial Minimalist Perspective — where structure builds peace, and obedience builds freedom.

“The world teaches you to consume. Obedience teaches you to contribute.”